LEAVE THAT BANK...

SAVERS USED AS SLAVES...
- Dayo Onibiyo

NIGERIA is a country and a blessed one at that, but a load of untapped resources as an entity.

On the occasion of this 56th Independence Celebration, I choose to do an xtray of the banks as key players and factor in the development of any desiring society, evolving, like ours, but quite unfortunate, that the banks in Nigeria, are keeping Nigeria back - tracking  rather than moving forward.

Taking a critical look at banks in Nigeria, their main role and most significant responsibility, Seems to be, collecting money from you and keeping it SAFE, because even if the banks are robbed, they still must provide your money, there is no provision for them to say, that N200m naira carted away by armed robbers belong to Mr. Fagunye, or Prof Attairu Jegga or Rev. Obi Nwanko, to that extent, they seems to have played that role effecrively.

Reminding you of frauds in the banks or say collapse cases as the case may be or undefined status like Societe Generale Bank (SGB) which may lead to Nigerian Insurance Deposit Bank playing whatever remedy roles it is asked to play, whether they have played it rightly or wrongly is saved fstory for another day.

Quiet frankly, banks today, has a silent way of making money from you as a customer more so with unstable policies like this charge, that charge such as COT, bulk SMS, fixed deposit, foreign exchange and what have you.

The best practice of slavery is also in the banks where someone earns like a million and another earns less than N50,000 as salaries in such dehumanizing explanations enveloped in what they tag  Core Staff and may be Contract staff or what manners of staffing, which I traced to deliberate capitalist onslaught on the innocent jobless population of  Nigeria, powered by a careless government in and out every seconds, a labour rape, you say.

Coming to the subject within; DEVELOPMENT BANKING, it seems is one of what father Kuka called deliberate crisis created to keep the poor perpetually at the mercy of the rich, and from H.E Peter Obi's submissions at Platform organized  by Christian Covenant Centre, led by Pastor Pojumade, where Obi was ganged against for bieng prudent and refusing to be corrupt while he sat as  Governor of Anabmra State, the brilliant and masses man left without owing any one any peny and left thw covers laced with Billions, while other Governors milked theirs hot-red dry

I am shocked to think that banks can't help any business start, at a point in time, there was a steel firm or forging firm in Ilorin that had ran aground and effort were bieng made to lease it and at a juncture, I was brought on board the Consultant Management team, upond discuasions with the production man, we srew up a N65m resuscitation plan and brought the idea of funding the factory through bank loans, this is a full sacle "production", which ordinarily should attract the attention of any serious financial outfit, with the simplest business mindset, coupled with the facts that, the commodity in question is in hot sort by the people within, near and far.

The naked  truth is that the bank didn't even bother considering lookiing into the proposal, having asked a question that, is THE FACTORY IN OPRATION FOR AT LEAST SIX MONTHS? Three main banks were contacted.

I then, have a reason to wonder aloud what manner of policy we have in Nigeria as regards project or business financing, what caliber of people goes inside shirts and ties and called themselves  bankers, and can't think of what best to do with people's funds other than buying bogus cars and stealing people money through questionable deductions at will and when.its comfortable for them, of course taking the advantage of our weak judges, no thanks to NJC - Nigeria Judicial Council.

Frankly, looking at the  misarability they call INTEREST vs Charges, we will realise we are dealing with real fraudstars, I can't imagine, paying N4 for every text message the bank sends me on my account, each time I deposit or withdraws, while the vendors out there charges less than N2, or could it be that my text message also collects AIT condition? Or the bulk messages differs!

I am still womdering, if I am bieng served or bieng severed by these colourful deceiving buildings called banks?

At best, what we do in Nigeria is keep our money there against thieves or to say we have an account or this is my banker! Hmmmm

In Senegal, banks built the textile or fabric industries there, by walking into shops and trying to know what a fashion designer lacks and they buy and give to them, Dakar was the centre of it and they practically supervised productions to know what to take back daily, weekly, monthly and what have you, it's so interesting to hear that initially, some artisans even rejected the offer, but were persuaded and guided to key into it, today, Nigerians floods Senegal to bring all sorts of fabrics, do you see what thinking from a niegbouring African Country is doing, not Europe not Asia! Of course, this also boosts their airline business, tourism and so on.

I can say without fear that, monies there are WORKING not IDLE like here and they only manage here in Nigeria to use my money and your money at best to fund bunkering and other dirty short businesses to their own personal covers.

Its time for all these people in revealing, tight-party short skirts to wake and re-tie their ever flying ties to start delivering by building and waking up dead businesses before Nigerians REVOLTS...

JUST AN ADVICE!